Ivan Baldassi Trader’s complaint · documented

Independent page by Ivan Baldassi, a FundingPips customer. Not affiliated with, or endorsed by, FundingPips.

Documented case · 5 November 2026

I passed two FundingPips challenges. Then the reward rules were changed.

Verified payouts

1 / 29

27
payout certificates
4
prop firms
$64,666
FTMO overall rewards (Apr 2026)
$12,048
already paid by FundingPips (4 rewards)

Who I am

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The case in 30 seconds

    Three different reasons in one day

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    Live chat · support agent · 5 Nov, 15:21

    “in seguito a una verifica effettuata dal nostro team, è stata rilevata una violazione di tipo "RTP_Violation" (violazione del limite di rischio per singola idea di trading) sul tuo conto. […] anziché procedere alla chiusura del conto, il nostro team ti offre un'alternativa che ti consentirà di continuare a fare trading nell'ambito di un diverso ciclo di ricompensa.”

    Live chat · support agent · 5 Nov, 15:37

    “la decisione è stata presa a seguito di una valutazione effettuata dal nostro team di competenza. Vorrei davvero avere l'autorità per riesaminare o modificare tale decisione, ma purtroppo essa è già stata resa definitiva”

    Live chat · senior support · 5 Nov, 16:12–16:18

    “Per dettagli sui criteri di revisione, consulta la Sezione 9 dei nostri Termini e Condizioni […] Procedi all'Account Master: L'onboarding continua verso il tuo account Master con condizioni specifiche applicate solo a quell'account: un ciclo di ricompensa On-Demand, una regola di coerenza del 35%, una divisione della ricompensa del 90% e leva finanziaria regolata […] non siamo in grado di divulgare ulteriori informazioni.”

    Email · FundingPips Support Team · 5 Nov, 16:47

    “Under Section 7 (Risk Management & Trading Behavior Policies) of our official Terms of Service, FundingPips reserves the right to evaluate trading strategies, risk profiles, order execution patterns, and trade consistency. When a strategy is identified as high-risk, hyper-scalping, or heavily concentrated within specific market windows during evaluation, the Responsible Trading Team may transition the account to the On-Demand Reward Cycle rather than denying funded status entirely. […] the Bi-Weekly reward cycle cannot be manually re-activated for these accounts at this time.”

    Same email · what happens if I click “Cancel”

    “The account will remain locked in its current "Action Required" status without proceeding to payout/funded status until an option is selected. Your profile will remain restricted from proceeding with new challenge purchases or account actions until the pending review selection on your dashboard is resolved.”

    FundingPips’ reply to my right-of-reply email

    Email · FundingPips Support Team · 6 Nov 2026

    “Dear Ivan B,

    Thank you for reaching out to the FundingPips customer support team.

    We understand this is not the news you were hoping for, and we truly appreciate your patience while our team reviewed your account.
    Following a detailed review by our Responsible Trading team, certain patterns within your trading activity were found to fall outside our standard policy guidelines.
    Responsible Trading Policies

    As a result, your account has been placed on an On-Demand Reward Cycle until further notice.
    We know adjustments like this can be frustrating, but this path still allows you to continue and request payouts as you progress. You can review the details and complete the next steps directly from your Dashboard.

    Please do not hesitate to reach out to us with any inquiries or concerns.

    Sincerely,
    [name removed]
    FundingPips Support Team”

    What support said vs. what FundingPips publishes

    Advertised
    “A single-phase challenge with no consistency rule and no minimum trading days – pass in as little as one day.” · “80% – Biweekly rewards”
    Advertised
    “Get 1 Step Flex with 12% max loss, the highest in the industry. Up to 100% reward split. No minimum trading day required, no consistency rules, no striking system, no profit concentration, no trade per idea rule, no margin rules.”
    Dashboard
    “Complete this evaluation and continue under an on-demand reward cycle at a 100% profit split. The On Demand reward cycle has its own reward requirements.”
    Help center
    On Demand, 100% split: “A 35% consistency score must be achieved” · “At least 7 profitable days … each with 0.5% or more” · “The account is placed under the Striking System, with a warning trigger set at 1% of the account size”.
    Support
    “un ciclo di ricompensa On-Demand, una regola di coerenza del 35%, una divisione della ricompensa del 90% e leva finanziaria regolata”

    Email
    “Responsible Trading Policy – Striking System. A warning is recorded each time a trade idea reaches 1% drawdown.” 1 → warning · 2 → reward split drops by half · 3 → split drops to 20% · 4 → account breach.
    Official Instagram
    “Three FundingPips rules have officially been removed on all evals and master accounts: ❌ Risk Per Trade Idea ❌ Striking System ❌ Profit Concentration … New rules apply to new purchases only.”

    Timeline

    Same trader, same method

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    What I am asking for

      My opinion

      Screenshots